Irish Financial Independence & Personal Finance Podcast
Life Options in a Post-FI World
Friday 25th July 2025
In this episode, Michael shares what life really looks like after reaching Financial Independence. Spoiler: it's not all hammocks and golf rounds.
From repainting rental properties and managing guilt over working less, to the emotional weight of holding a full time job post-FI, this episode explores the unexpected complexities that come once you hit your FI number - and why "freedom" sometimes brings more questions than answers.
Michael unpacks:
- The emotional cost of being a “nice guy” landlord
- Delegating property tasks and embracing manual labour
- Feeling out of sync with the 9-5 life (even when it’s “flexible”)
- The surprise guilt of working less - and still feeling overcommitted
- The temptation and reality of buying a holiday home
- Lessons learned from an entrepreneurial brother-in-law
- Why retirement isn't the answer - and FIRE is more about framework than finality
Show Notes
This episode has been sponsored by KennCo Insurance. KennCo Underwriting Ltd T/A KennCo Insurance is regulated by The Central Bank of Ireland.
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Life Options in a Post-FI World
This episode, Michael shares what life really looks like after reaching Financial Independence. Spoiler: it's not all hammocks and golf rounds.
Michael unpacks:
- The emotional cost of being a “nice guy” landlord
- Delegating property tasks and embracing manual labour
- Feeling out of sync with the 9-5 life (even when it’s “flexible”)
- The surprise guilt of working less - and still feeling overcommitted
- The temptation and reality of buying a holiday home
- Lessons learned from an entrepreneurial brother-in-law
- Why retirement isn't the answer - and FIRE is more about framework than finality.